“Take care of
my bills.”
Your agent brings the amount, recipient and timing together. You review one clear request before anything moves.
See the payment demo
Turn “I should take care of that” into a plan ready to approve. Your agent handles the work. Lower overhead could mean lower fees and better value for you.
An AFI concept. Explore the future of agent-first banking.

YOUR AGENT. YOUR CHOICE.
ChatGPT
Claude
GeminiYour agent brings the amount, recipient and timing together. You review one clear request before anything moves.
See the payment demoAsk once. Your agent gathers your available 2025 statements into one download, so you can skip opening each month yourself.
Ask your agentYour agent organizes the evidence and helps you understand the terms. A specialist handles missing or conflicting information.
See the loan demoYour agent does the preparation. You approve the action. AFI checks the rules.
Put this prompt into the agent you already use. It can read AFI’s agent site and walk you through the idea.
This explores a concept—it doesn’t connect an account or move money.
Paste into Dot, Muse, ChatGPT, Claude, Gemini, Grok—or your preferred agent.
Your agent does more of the work where you already are. The institution can spend less on screens, repeated form entry and routine service—and share the savings through lower fees, better savings rates or lower borrowing costs.
That is the value proposition, not a guaranteed saving. Core banking, identity checks, fraud controls and human accountability still cost money.
Illustrative assumptions per member, per year. Adjust them.
Scenario only. Both cost estimates must include staffing, AI vendors, security, support and allocated development costs. Transition costs can reduce or erase savings.
Explore the institution behind the conversation: specialized agents for service, lending, operations and risk, with named human responsibility at every level.
Meet the agentic workforceCapabilities, permissions and structured examples. Ready to read.
Open the agent site