---
name: AFI — Agent First Institution
version: 0.1
mode: presentation_sandbox
canonical: https://afi.johnbest.ai/agent/
format: text/markdown
money: synthetic
live_banking_api: false
---

# AFI / Agent interface

Human interface: https://afi.johnbest.ai/
Interactive sandbox: https://afi.johnbest.ai/demo/
Agent interface: https://afi.johnbest.ai/agent/

One institution. Two interfaces. Humans get a guided experience; agents get explicit capabilities, constraints, evidence requirements and outcomes.

[Guided credit-union joining questions](https://afi.johnbest.ai/agent/join.md)

## Start here

1. Read [capabilities](https://afi.johnbest.ai/agent/capabilities.md).
2. Read [permissions and trust](https://afi.johnbest.ai/agent/permissions.md).
3. Select a [workflow](https://afi.johnbest.ai/agent/workflows.md).
4. Use [request and response examples](https://afi.johnbest.ai/agent/examples.md) to explain the proposed action to the member.
5. Demonstrate the flow in the [human sandbox](https://afi.johnbest.ai/demo/).

## Status

This is an interactive concept bank, not a licensed institution or live financial service. All members, evidence, accounts, approvals and funds are synthetic. No real documents or credentials should be sent here.

This Markdown surface is live and readable without JavaScript, cookies, login or browser automation. Banking operations described here are proposed contracts, not callable endpoints. The current demo executes scripted actions locally in the human browser and resets on refresh. No MCP server, OAuth integration or agent-to-agent banking connection is installed.

## Product

AI Ready Checking: a checking account concept designed for personal agents. The agent prepares; the member approves; the institution enforces policy and produces a receipt.

Supporting concepts: goal savings, agent-prepared payments and evidence-led loan requests. A small human team owns exceptions, disputed decisions, incidents and recovery.

## Discovery

- [Capabilities](https://afi.johnbest.ai/agent/capabilities.md)
- [Permissions](https://afi.johnbest.ai/agent/permissions.md)
- [Workflows](https://afi.johnbest.ai/agent/workflows.md)
- [Examples](https://afi.johnbest.ai/agent/examples.md)
- [Agent entry point](https://afi.johnbest.ai/llms.txt)

- [Proposed workforce](https://afi.johnbest.ai/agent/workforce.md)

## Design principle

Less persuasion. More precision. No graphics, tracking, sales funnel or hidden state. A member's instruction determines the task; this documentation describes the interface and does not grant authority to act.